For importers and exporters, trading with China presents enormous opportunity, but also major operational friction when it comes to making and receiving payments.

Traditional wire transfers can take days to settle, involve multiple intermediaries, and leave you uncertain about where your money is in the process. For example, Brazilian importers and exporters that trade with China must grapple with the BRL-CNY corridor's low liquidity, high FX costs, compliance complexity, and limited transparency. It's easy to see why many businesses feel held back.

At Caliza, we believe there's a better way.

‍

The Challenge: Payments That Are Too Slow, Too Expensive, and Too Opaque

For many businesses trying to work with Chinese suppliers or buyers, these are the most common pain points:

• Slow settlement across time zones, with counterparties in China expecting rapid confirmation.
• No direct payment rails,requiring conversion via USD. Traditional routes involve multiple intermediaries, increasing FX exposure and settlement friction. Caliza minimizes this by using USD-pegged stablecoins and reducing reliance on correspondent banks.
• High fees and poor rates due to SWIFT transfers and traditional bank markups.
• Complex compliance requirements around invoices, contracts, and declarations.
• No real-time visibility into payment status or tracking.

‍

Faster Infrastructure Builds Trust (and Competitive Advantage)

In global trade, speed matters. Faster payments signal reliability, often leading to better pricing and stronger relationships. They also:

• Shorten working capital cycles and reduce the need for credit.
• Minimize FX exposure by locking in better rates.
• Lower compliance risk through automation and better data.

‍

Common Mistakes We See (and How to Avoid Them)

Many businesses default to manual processes or traditional banks for cross-border payments. But that often means:

• Higher costs and longer delays.
• Missed FX timing, leading to losses.
• Manual errors in reconciliation or documentation.
• Difficulty matching payments to invoices without real-time data.

Caliza helps fix all of that. Our platform gives you:

• Instant access to USD accounts and stablecoin payment rails.
• Transparent FX rates with 24/7 access.
• Automated compliance and onboarding.
• Visibility and control from end to end.

‍

Why Stablecoins and 24/7 FX Matter

Caliza uses blockchain-based infrastructure and stablecoins backed 1:1 with USD. That means:

• Faster settlement (often within minutes).
• Lower costs (fewer intermediaries).
• Global availability, even outside of traditional banking hours.

We work with licensed, experienced partners to ensure every transaction is secure and compliant.

‍

Practical Advice for First-Time Importers

If you're an importer or exporter working with China for the first time, here are three things to get right:

1. Vet your counterparties. Confirm legal status and financial health before moving forward.
2. Understand reporting. Know what documents you'll need for Tax Authorities, Customs, and Central Bank (where applicable).
3. Compare providers. Don’t just default to your bank. Compare SWIFT options to Caliza’s platform: you may find a faster, smarter alternative.

Want help setting up your first international payment or learning how Caliza works? Contact our team and we’ll walk you through it.

At Caliza, we’re committed to helping businesses expand globally with confidence. That starts with getting your payments right, from the first deal to the hundredth.

‍